Net Worth Calculator

How to use this calculator

Enter liquid assets, major property or other assets, short-term debt, and longer-term loans. The calculator estimates net worth, total assets, total debt, and debt-to-asset ratio.

When this calculator is useful

• Annual financial checkups
• Debt-paydown planning
• Tracking progress toward financial independence

Important limitations

Asset values can be uncertain. Home, vehicle, business, and collectible values may need conservative estimates.

For best results, run at least three cases: a conservative case, a middle case, and a stretch case. If a small change in inputs creates a big change in the answer, that is a sign the decision may be sensitive to rates, fees, timing, or market performance.